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    <loc>https://www.coffeefinance.com.au/blog/kubs-story</loc>
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    <lastmod>2020-07-03</lastmod>
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      <image:title>Blog - Kub’s Story</image:title>
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    <loc>https://www.coffeefinance.com.au/blog/royal-commission-a-word-from-coffee-finance</loc>
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    <lastmod>2020-07-03</lastmod>
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    <loc>https://www.coffeefinance.com.au/blog/chris-amp-beths-story</loc>
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    <lastmod>2020-07-03</lastmod>
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      <image:title>Blog - Chris &amp;amp; Beth’s Story</image:title>
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    <lastmod>2023-04-04</lastmod>
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    <loc>https://www.coffeefinance.com.au/loan-calculators</loc>
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    <lastmod>2020-08-05</lastmod>
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    <loc>https://www.coffeefinance.com.au/services</loc>
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    <lastmod>2020-08-05</lastmod>
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      <image:title>Our Services - self-managed super fund</image:title>
      <image:caption>borrowing within your super If you are keen to buy property inside of super, we have options for commercial and residential properties and will work with your advisers to get a great result.</image:caption>
    </image:image>
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      <image:title>Our Services - residential</image:title>
      <image:caption>first home, investment properties, pre-approvals + construction We help you determine how much you can borrow and what your repayments will be, while finding a great product and rate. We really love assisting first home buyers and will help you understand and apply in the different aspects of the first home owners grant processes. You can even borrow up to 100% of the purchase price with some of our lenders. We’ll also help you determine your overall purchase cost and our online applications make the whole transaction smoother and faster. With options such as variable and fixed rates, interest offset accounts, interest only lending, lines of credit, interest-in-advance and more, we can help you structure your home or investment the way you want.</image:caption>
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      <image:title>Our Services - commercial</image:title>
      <image:caption>business, development &amp; commercial property For any commercial finance lending from basic purchase to complex structures we deliver the solution you’re looking for and make your next property or business purchase a reality and cost effective. With access to great lenders and products we do the leg work to help you find the structure and lending solution that suits you and puts you in control of your business. Whether you wish to buy as an individual, company, trust or self-managed super fund, contact us for great options.</image:caption>
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      <image:title>Our Services - car &amp; equipment</image:title>
      <image:caption>lease and purchase options When you have found the new car, boat, truck or plant &amp; equipment ask us how to help you find the funds to put you into the drivers seat.</image:caption>
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  <url>
    <loc>https://www.coffeefinance.com.au/contact-us</loc>
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    <lastmod>2025-06-20</lastmod>
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  <url>
    <loc>https://www.coffeefinance.com.au/testimonials</loc>
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    <lastmod>2020-08-05</lastmod>
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      <image:title>Testimonials</image:title>
      <image:caption>G A R Y &amp; P A T R I C E’S S T O R Y</image:caption>
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      <image:caption>L U K E &amp; J U S T I N E’S S T O R Y</image:caption>
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      <image:title>Testimonials</image:title>
      <image:caption>B R E T T’S S T O R Y</image:caption>
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      <image:caption>J O H N N Y &amp; A M A H L E E’S S T O R Y</image:caption>
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      <image:caption>B R Y N’S S T O R Y</image:caption>
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      <image:title>Testimonials</image:title>
      <image:caption>B R A D &amp; R A C H E L L E’S S T O R Y</image:caption>
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  <url>
    <loc>https://www.coffeefinance.com.au/team</loc>
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    <lastmod>2025-06-20</lastmod>
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      <image:title>Our Team - laurie plooy D I R E C T O R A N D B R O K E R</image:title>
      <image:caption>As director of Coffee Finance, Laurie loves to help people achieve their goals and dreams. Being a residential and commercial broker, drawing from a huge range of products and strategies to deliver great outcomes for first home buyers, developers and business owners, Laurie will do everything possible to ensure that your experience is second to none.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ef019a2b043462e524dacfb/1592802063527-JGZ594P4554BK1LWGG2U/Debbie.jpg</image:loc>
      <image:title>Our Team - debbie osborn C L I E N T S U P P O R T</image:title>
      <image:caption>Debbie joined the Coffee Finance team in 2017 after a 30 year banking career with the Commonwealth Bank and St George in home loans and business banking. Deb loves helping home buyers and businesses alike and brings a wealth of knowledge and experience to the table.e</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ef019a2b043462e524dacfb/1592802447329-SVSBMGRU772U0EV06U5E/Stephen.jpg</image:loc>
      <image:title>Our Team - stephen applebee B R O K E R</image:title>
      <image:caption>Stephen is a commercial + residential broker and started in the finance industry in 1991. Stephen has a wealth of experience to draw from and loves to help new home buyers, investors and business owners all find answers to the diverse questions that are raised. A country boy at heart, Stephen has called the Hunter Valley home since 2003.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ef019a2b043462e524dacfb/1592801858339-E69QGYDQCPBRRFRZMHEP/Jo_Plooy.jpg</image:loc>
      <image:title>Our Team - jo plooy O F F I C E M A N A G E R</image:title>
      <image:caption>Jo is married to Laurie and looks after the workflow and operations of Coffee Finance. Having a career in admin, project management and finance broking, Jo makes sure that the process and procedures within the business are as efficient as possible to make sure the delivery of our service remains as smooth as possible.</image:caption>
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      <image:title>Our Team - karel plooy A D M I N S U P P O R T</image:title>
      <image:caption>As our admin support you will probably speak with Karel when you call our office. Karel joined coffee finance in 2009 and aside from helping out around the office, he may even be the happy face at the end of your settlement giving you a housewarming gift.  Karel is always happy to take your call.  And yep, Karel is Laurie’s dad.</image:caption>
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      <image:title>Our Team - lesley ware C L I E N T S E R V I C E S C O - O R D I N A T O R</image:title>
      <image:caption>Lesley puts a huge effort in to ensure that the loan process runs efficiently for you from options to settlement. Lesley joined Coffee Finance in 2015 with an impressive twenty-one year banking career with St George, and a further six years as a senior loans assessor with State Custodians. Lesley is always happy to help and has an amazing wealth of knowledge and experience with lending guidelines and process.</image:caption>
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